Financial advisors charge fees to manage your money. Sometimes 1% and often times more.
Check out the following video from entrepreneur Uri Levine and his company.
Also, consider index investing with Vanguard. Known for their incredibly low fees, Vanguard’s philosophy of low fees is why I strictly invest in their mutual funds: vanguard.com
Link to Uri’s video:
http://www.cnbc.com/id/102216642