How You Can Afford a Beautiful Engagement Ring

Thinking of proposing to that special someone? Congratulations! Now all you need to do is pick out the ring and you’re set. But buying an engagement ring can be expensive, regardless of if you’re working at a convenience store or a communication business like Votacall. But don’t panic, because there are some ways you can get the perfect ring at an affordable price.


Start Budgeting

Buying an engagement ring without a budget is a dangerous move, especially if you don’t know what you’re doing. By creating a budget for yourself, you’ll be able to pick and choose what type of ring you want to purchase within a set range depending on your salary. The three-month rule also acts as a budget guideline, which states that one should spend roughly three months’ salary worth on an engagement ring, although this can vary greatly and is rarely used anymore. With the average amount spent on rings falling around $6,000, one could also use this as a rough estimate. Settling on a budget will also help you choose the best payment plan.


Opt for Lab-Grown

Natural diamonds are the most expensive mineral that can be mined, but that’s not the only way to get your hands on them. Lab-grown diamonds make for a much more affordable ring option, and they’re no different than the ones you’d find in the ground. They are atomically identical, capable of passing diamond testers, and indistinguishable to the human eye, so it’s not as if you’re dealing with cubic zirconium. When you factor in that lab-grown diamonds can cost anywhere from 20% to 60% cheaper without diminishing the quality, it makes for an incredibly affordable option.


Understand Your Partner’s Preferences

It can be easy to assume a bigger price tag means better, but that’s not always the case. If your partner doesn’t want a three-caret ring because it looks too big on their finger, then there’s no need to spend the extra money. The same goes for any other gem preferences they might have, the cut, and the level of simplicity or complexity they prefer. They may even want a cheaper ring that allows the two of you to go all out on the wedding itself or a special honeymoon instead! Understanding your pattern’s preferences can actually save you a ton of money and get them a ring they’re thrilled with.


Put the Ring on Hold

Who says you have to have the ring of your partner’s dreams right this second? There’s nothing wrong with proposing with an alternate ring or similar gesture with the promise of picking out a ring together later when you can both afford it. Assuming your partner is understanding and more thrilled that the two of you are getting married rather than them having a ring on their finger right that second, it is a perfectly viable option.


Beautiful Bling

When all is said and done, it’s not really about the ring, the wedding, or what you do for your honeymoon. It’s about coming together with your forever person and celebrating the new journey you’re about to embark on. But if you’re deadset on getting the perfect rock, these are all viable options.

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