
Ripple provides a virtual currency that enables instant cross-boarder, international money transfers for banks and individuals. It serves as a replacement of SWIFT, which takes longer and costs more to transfer money across international borders.

Calvin Ebun-Amu is passionate about finance and technology. While studying his bachelor’s degree, he found himself using his spare time to research and write about finance. Calvin is particularly fascinated by economics and risk management. When he’s not writing, he’s reading a book or article on risk and uncertainty by his favourite non-fiction author, Nassim Nicholas Taleb. Calvin has a bachelors degree in law and a post-graduate diploma in business.